The New Truth About Townhomes
Townhomes are no longer a niche product—they’re today’s answer to affordability and density. But as demand rises, so do the risks: higher insurance premiums, tighter lots, and stricter codes make design decisions more critical than ever.
Demand Is Rising—So Are the Challenges
According to JBREC, 57% of builders say they’re focusing more on attached housing, with townhomes leading the way. The appeal is clear: lower land cost per unit, simpler zoning, and strong buyer demand.
But challenges persist:
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Insurance premiums climb with shared walls and rooflines
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Materials remain volatile, pushing construction budgets
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Local codes vary widely by region
The Overlooked Cost Driver: Insurance
High-density housing means higher exposure. The wrong assembly or layout choice can spike premiums by up to 30%.
Our team designs insurance-ready buildings—optimized wall systems, clear fire separations, and reduced liability through smarter material choices.
Want to Save Thousands on Insurance Now? Here’s How.
Want to Save Thousands on Insurance? See the Real Numbers Behind One Project
BASE4 helps developers balance design efficiency, cost control, and code compliance from the start.
Build Smarter, Not Harder
From modular shells to panelized framing, new delivery methods are helping developers move faster and reduce waste. BASE4’s engineers evaluate each system to find the most cost-effective structure for your site and schedule.
Thank you,
Blair Hildahl
BASE4 Principal
608.304.5228
BlairH@base-4.com
